Job Information
MUFG Managing Director, Managing Director, Head of Credit Solutions - Growth & Middle Market Technology in London, United Kingdom
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Growth & Middle Market (G&MM) Technology Banking: New banking team based in UK to focus on public and venture capital/private equity-backed Tech companies with £40mm-2b in revenue.
NUMBER OF DIRECT REPORTS
Initial Direct Reports: 2
MAIN PURPOSE OF THE ROLE
- Responsible for the implementing the credit risk management function for G&MM Tech and leading the team
KEY RESPONSIBILITIES
Establish a team to perform credit underwriting and portfolio management, using the US-based Credit Solutions team as a model.
Be actively engaged, outbound in market alongside RM leaders, cultivating referral sources and influencers, pitching clients, and driving new business.
Ideally have a skill set that includes sponsor / buyout lending, as well as cash flow negative and positive tech borrowers, especially VC-backed and public.
Be closely aligned with 2L partner, and assist in developing credit tools and policy.
Responsible for the implementation of the credit risk management function, providing recommendations to the firmwide Credit Committee.
Monitor and manage the credit exposure within portfolios and individual transactions
Continually review counterparty credit-worthiness and develop credit exposure methodologies in conjunction with risk analytic systems.
Evaluate individual credit applications and make recommendations to management.
Supervision, management, and development of staff.
Evaluate and monitor assigned industries.
Develop credit guidelines and policies.
Represent MD & Group Head in meetings and other duties as required.
Assist and/or perform applicable compliance related functions.
Guide and support business lines/products groups/examination function/legal function/risk management function on credit and risk related issues.
Role is balanced between day-to-day high level operational execution and development of the strategic direction of the relevant Infrastructure area.
SKILLS AND EXPERIENCE
WORK EXPERIENCE
Essential:
In-depth knowledge of all elements of credit and risk principles, product and management
Extensive product knowledge and expertise.
15 or more years in credit and risk related function
Minimum of 5 years of management/supervisory experience of credit, risk or line group.
SKILLS
Functional / Technical Competencies:
Essential:
Solid credit and analytical background with related managerial experience
Similar credit related banking experience
Strong understanding of general credit and risk principles, mitigating factors, and banking policies and procedures
Demonstrated success of executing complex financial transactions
Demonstrated ability to partner with business leaders and translate their needs into actionable initiatives
Knowledge of and/or experience in TMT industry and transactions, particularly in commercial lending, is highly desirable
Relevant credit and analytical background in non-investment grade lending is a must
Education / Qualifications:
- Essential: Bachelor's degree or equivalent level of related work experience, an MBA degree preferred.
PERSONAL REQUIREMENTS
Excellent communication skills
Results driven, with a strong sense of accountability
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
A creative and innovative approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Strong numerical skills
Excellent Microsoft Office skills
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
Our Culture Principles
Client Centric
People Focused
Listen Up. Speak Up.
Innovate & Simplify
Own & Execute