Job Information
BECU Sr Manager Credit Risk Officer - Auto and Other Secured in Remote, Washington
As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy – which includes our team members.
BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.
To learn more visit becu.org/careers.
PAY RANGE
The Target Pay Range for this position is $164,200.00-$200,600.00 annually. The full Pay Range is $127,900.00 - $237,200.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS
Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here .
IMPACT YOU’LL MAKE:
As the Senior Manager Credit Risk Officer at BECU, your contributions will play a crucial role in shaping the credit risk strategies for our Auto and Other Secured portfolios. Your expertise will drive the enhancement and maintenance of an acceptable level of risk within these portfolios, leading to substantial positive change in BECU’s journey.
This role can be done remotely in WA, OR, ID, AZ, TX, SC, GA, and is relocation eligible.*
WHAT YOU’LL DO:
Ensure Compliance and Competency: Perform all responsibilities according to BECU competencies, compliance, regulatory, and information protection practices.
Participate in Decision-Making Forums: Engage as a member of the Credit Risk Committee and present at Board and Executive Management committees and meetings.
Support Credit Policy & Strategy: Partner with the VP, Credit Policy & Strategy with department administration and management initiatives as required.
Develop and Manage Strategies: Devise and manage strategies and guidelines across BECU's portfolios, aligning with federal and state regulations.
Identity Opportunities and Threats: Identify strengths, weaknesses, opportunities, and threats to the BECU portfolios, adapting practices in response to industry trends and best practices.
Optimize Lending Decision Engines: Evolve lending and account management decision engines to align with risk strategies, operational efficiencies, and member experience.
Lead Documentation and Communication: Develop and oversee consistent documentation of BECU's policy framework and maintain effective communication with regulatory bodies and auditors.
Oversee Team Resources: Manage team resources, employee development, budgetary, and administrative tasks to foster a collaborative work environment.
Coach and Mentor Staff: Mentor and train assigned staff, conducting regular performance and career development reviews.
Ensure Regulatory Compliance: Ensure compliance with federal and state regulations and coordinate with other departments and personnel to ensure the same.
Manage Budget and Vendor Contracts: Develop the annual budget for department expenditures and manage vendor contracts within areas of responsibility to ensure member satisfaction.
This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.
WHAT YOU’LL GAIN:
A challenging and impactful role in shaping the credit risk strategies for BECU
Opportunity to engage with senior leadership and influence critical business decisions
A collaborative and inclusive work environment
Opportunities for professional growth and career development
Competitive compensation and benefits package
QUALIFICATIONS:
Minimum Qualifications:
Bachelor’s degree in business, finance, mathematics, or economics or equivalent work or education experience.
Minimum 5 years of relevant credit risk management experience
Minimum 5 years of experience in the financial industries with a focus on one or more of the following areas: Consumer Auto, Consumer Title and Other Secured.
Minimum 5 years of people management experience
Minimum 5 years of experience with presentation development software (e.g., Tableau, PowerPoint, etc)
Desired Qualifications:
Graduate-level degree
Effective leadership and negotiation skills
Advanced proficiency with Microsoft Office Suite with the ability to learn and use new software
Broad experience influencing change or understanding through impactful presentation to all levels of the organization.
Demonstrable knowledge of industry practices and regulatory restrictions
Proven ability to provide a credible challenge to peers and management based on established subject matter expertise
Advanced proficiency with Microsoft Office Suite and the ability to learn new software quickly.
JOIN THE JOURNEY:
Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.
Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney
EEO Statement:
BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.
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From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future.
As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.