Job Information
Summit Community Bank Mortgage Loan Specialist, Salisbury MD in Salisbury, Maryland
[JOB TITLE: Mortgage Loan Specialist *[Classification: Non-Exempt *[Department: SCB 60-Various locations *[Reports to: Senior Vice President of Retail Lending *[Education requirements[: Four-year college degree or equivalent mortgage or sales experience. *[Experience requirements:[ Minimum of two years residential mortgage lending experience. *[Job requirements: ]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}]{arial",sans-serif"=""}
- Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
- Meet with potential borrowers regarding their mortgage needs.
- Present Summit's mortgage products and services that meet borrowers financial goals.
- Complete the borrowers application and analyze the borrowers financial and credit data.
- Lock rate per company and regulatory guidelines.
- Prepare or request all applicable loan documentation from the appropriate party or department.
- Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
- Maintain communication with the borrower regarding the loan status.
- Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
- Look for referral opportunities within the company (insurance, deposits, etc.)
- Must be registered with NMLS Federal Registry.
- Service all in house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
- Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
- Assist clients with monthly billing and collections cycle
- Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
- Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Relationships
:
Reports directly to the Senior Vice President of Retail Lending
<